Cyber Insurance Coverage Need Calculator
Determine the right cyber insurance coverage amount for your organization. Most businesses are significantly underinsured — the average claim exceeds policy limits within hours of detection. Get an evidence-based recommendation based on your company profile.
Having data subjects in multiple jurisdictions increases regulatory fines and liability exposure
Why Most Businesses Are Underinsured
Cyber insurance premiums have increased 300–500% over the past five years, leading many businesses to select lower coverage limits to keep costs manageable. However, the average cyber insurance claim has risen at an even faster pace. According to the 2024 Cyber Claims Survey, mean claim costs reached £5.2 million (approximately $6.6M USD) in the UK alone.
This calculator recommends coverage based on your specific data holdings, revenue scale, and security posture rather than a one-size-fits-all approach. Remember: insurance is financial backup for an incident — it doesn't prevent one. Pair adequate coverage with strong security controls for the best outcome.